I have discussed this with our developers and here is what they have concluded:
In case of Blank condition, it will not satisfy the Not Includes condition as it requires some Value because in case of AND both the conditions should satisfy (Not Includes - Any or Blank).
However, here is what they have suggested to set up for you:
Condition: OR
Not Includes: Payment pages
Is Blank:
Please set it as shown in below image and it should work in your case:
Hope this helps. Please check and let us know if we can be of any further assistance.
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